Since 1992, I have developed extensive experience in the mortgage industry by assisting with my client’s various mortgage needs. Nearly 100% of my business is referred from realtors, attorneys, financial planners, past clients, and other mortgage loan officers. I take pride in ensuring that each of my clients fully understand the mortgage process through their pre-approval, underwriting, closing, the payment process, and beyond.  In addition to assisting clients with all types of Conventional, Jumbo, FHA and Va, Purchase and Refinance mortgages, I am also an experienced Reverse Mortgage Specialist, where I help senior borrowers to fund their financial needs. 

Before relocating to Florida in 2023 and becoming part of the Silver Bay Lending team at NJ Lenders Corp, I was a lifelong resident of New Jersey, having lived in Freehold with my wife June since 1998. Our daughter Christina and her husband Jeffrey, as well as our son Joseph and his wife Rachel, are all graduates of Montclair State University. I am a very thankful husband, father, and grandfather. 

I was also an active leader in my church, Cornerstone Church in Howell, NJ, where I served a variety of roles, including Director of the Ushers Ministry and as a member of the church’s financial board.

I am now enjoying my new community and church in central Florida. I dedicate my free time to my hobbies: lake and ocean fishing, as well as cooking Italian food. 

Through hard work, dedication, honesty, and integrity, I have earned an excellent reputation as a knowledgeable Mortgage Banker, as I have remained dedicated to providing exceptional service to the needs of my clients throughout the years. 

I am currently licensed to originate mortgages in Florida, New Jersey, and New York.